Monday, August 29, 2016

Understanding WHAT you are....... citizen.

Many of us have come to accept that we are citizens, citizens of the united states. But how many of us know what that means? How many of us have researched the word citizen? What are the duties/obligations of citizenship? What "rights" do we have and of what nature are these "rights"? Do citizens have the unalienable rights that Jefferson spoke of? Is it the bill of unalienable rights?

I have many posts already on this blog dealing with just these issues. The facts we should take away from this information is that citizens in any capacity are subjects. Subjects are slaves, forever to obey whatever their rulers tell them is "law". Now as usual, I don't expect folks to believe me, the government has spent A LOT of time and money to make you believe that you are free and the government is your servant.

This belief is not true, it never has been and never will be. The very nature of a fictional society can only work if the government has people it can GOVERN, it is impossible to govern people who do not have to obey your laws. This is basic common sense here folks, no Phd needed to understand how societies work.

I have compiled some quotes for you to show you that our leaders/founders not only understood this, but this was the plan all along.

"In any

and every point of view in which I am able to consider the

subject, Allegiance, in this country, is due to the government of

the people. I have, heretofore, and I shall use throughout this

opinion, the term Allegiance, because it is the one most commonly

used to denote the duty of the citizen to the government."
And just what is this duty to the government?
"but I will passingly remark
that the government may, under the authority of the Constitution, demand of the citizen the surrender of the last dollar
•which he possesses, and to peril his life in its defence, if the
public good requires"
BOTH quotes above are from the book of allegiance, (south Carolina court reporter) 1834
1st quote page 214, 2nd quote page 233, both from the judge's opinion's.
And just why does a citizen owe his last dollar or his life in defense of the country?
Take this quote from James Kent on American law in 1826....
“And if, at common law, all human beings born within the ligeance of the King, and under the King’s obedience, were natural-born subjects, and not aliens, I do not perceive why this doctrine does not apply to these United States, in all cases in which there is no express constitutional or statute declaration to the contrary. . . . Subject and citizen are, in a degree, convertible terms as applied to natives, and though the term citizen seems to be appropriate to republican freemen, yet we are, equally with the inhabitants of all other countries, subjects, for we are equally bound by allegiance and subjection to the government and law of the land.”

James Kent, COMMENTARIES ON AMERICAN LAW, pg. 258 (1826)
I also hate to break it to all the state nationals/state citizens, ALL governments require subjection, they were no more free as state citizens then as federal US citizens.
Lets follow their reasoning for a minute......

 State v. Manuel, 20 NC 122: "the term 'citizen' in the United States, is analogous to the term `subject' in common law; the change of phrase has resulted from the change in government."
"A citizen of the United States is a citizen of the federal government ..."
Kitchens v. Steele, 112 F.Supp 383
"The persons declared to be citizens are, "All persons born or naturalized in the United States and subject to the jurisdiction thereof." The evident meaning of these last words is not merely subject in some respect or degree to the jurisdiction of the United States,
but completely subject..."
Elk v. Wilkins, 112 US 94, 101, 102 (1884)
So what this says to me, is that a US citizen is a subject of the federal government.
so the classes in America are now this...
last: Citizens/subjects; Have to obey federal government, pay for the whole deal, low class of benefits that most are shamed if they take.
middle class: Federal employees; Paid to obey, tons more benefits then the lower class, mostly paid for by lower class.
upper class: Government and benefactors of government regulations/laws; Pay for nothing, insider information on all aspects of life, above the laws the lower two classes are subject too. 
I was going to include citizens rights in this post, but I will save it for part 2, this alone will be a little much for most of your beliefs to handle.
I do however want to leave you with a link to one of my other posts, to help enlighten you about the role you play in relation to the government...
Enjoy citizen!

Saturday, August 27, 2016

The scam called a bank loan part deux

In part deux of the bank loan scam we investigate if banks loan out deposits.

Lets take a look at federal reserve bank publication Modern Money Mechanics...

course, they do not really pay out loans from the money
they receive as deposits
. If they did this, no additional
money would be created.

Also in the same publication under "expansion stage 1"

Loans are made by
crediting the borrower's deposit account, i.e.,
by creating additional deposit money.

I highlighted CREDITING because it again reinforces the point, this was a currency swap, they are crediting you, not "loaning" you. And again they are creating this money they are giving to you, which is really just bank credit.

Lets take a look at another federal reserve bank publication, "i bet you thought" was put out by the NY fed to help dispel myths about money....

Banks create money by "monetizing" the private debts of businesses, individuals and governments. That is, they create amounts of money against the value of those lOUs.

And there you have the key, they MONETIZE the private debt(promissory note).

What does 'Monetize' mean

To monetize is to convert an asset or any object into money or legal tender.

Read more: Monetize Definition | Investopedia
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So how do they monetize your debt?

Well a promissory note is a negotiable instrument per UCC (check your state statutes)

We are the "Issuer/Maker of the instrument

(a) "Issue" means the first delivery of an instrument by the maker or drawer, whether to a holder or nonholder, for the purpose of giving rights on the instrument to any person.
Lets go check some definitions....
Drawer" means a person who signs or is identified in a draft as a person ordering payment.
"Maker" means a person who signs or is identified in a note as a person undertaking to pay.
To go on, we need to understand the definitions of "payment order" and "funds transfer".
So now we understand that we are the originator of the first funds transfer.

More on the funds transfer aspect in part 3.

Tuesday, August 2, 2016

The scam called a bank loan.

I talk with many folks about the bank loan process, and most know little to nothing about it. Hopefully this post can help clear a little bit of it up for folks.

The loan process has many moving parts and for most it is hard to keep up, this post will be a lot easier for you to understand.

In order for you to pledge your promise to pay back a loan, the creditor must have suffered a legal detriment.

In contract law, consideration is a detriment to the promisee and a benefit to the promisor. In order to make for a valid contract and for legal detriment to have been suffered, consideration must be exchanged.

To incur detriment means to cement a promise by either refraining from doing something that one has a legal right to do or by doing something that one is not under any legal obligation to do.

Now at this point most of americans would assume the legal detriment is the bank loaning you money, if in fact they did loan you money, but in fact they did not.

In fact the "money" lent to you was in fact legally required and NOT something they were not under obligation to provide.

And just why is that you ask?

Because as the federal reserve bank publication (modern money mechanics) points out......

What they do when they make
loans is to accept promissory notes in exchange for credits
to the borrowers' transaction accounts.

Important to notice here are the words EXCHANGE and CREDITS.

Both the promissory note and the credits are called MONEY OF ACCOUNT

Definition of money of account
  1. :  a denominator of value or basis of exchange which is used in keeping accounts and for which there may or may not be an equivalent coin or denomination of paper money

The promissory note when deposited acts as cash as per federal law definition of the word DEPOSIT...

(l) Deposit

The term “deposit” means—
the unpaid balance of money or its equivalent received or held by a bank or savings association in the usual course of business and for which it has given or is obligated to give credit, either conditionally or unconditionally, to a commercial, checking, savings, time, or thrift account, or which is evidenced by its certificate of deposit, thrift certificate, investment certificate, certificate of indebtedness, or other similar name, or a check or draft drawn against a deposit account and certified by the bank or savings association, or a letter of credit or a traveler’s check on which the bank or savings association is primarily liable:
, That, without limiting the generality of the term “money or its equivalent”, any such account or instrument must be regarded as evidencing the receipt of the equivalent of money when credited or issued in exchange for checks or drafts or for a promissory note upon which the person obtaining any such credit or instrument is primarily or secondarily liable, or for a charge against a deposit account, or in settlement of checks, drafts, or other instruments forwarded to such bank or savings association for collection.
We also know this is true for a number of other reasons...
1. A holder in due course MUST accept the instrument for VALUE
2. In order to enforce a lost note the bank must indemnify.
The court may not enter judgment in favor of the person seeking enforcement unless it finds that the person required to pay the instrument is adequately protected against loss that might occur by reason of a claim by another person to enforce the instrument. Adequate protection may be provided by any reasonable means.
I will finish writing this up if there are those interested in learning more about it.