Wednesday, August 19, 2015

Banks do not lend money.

Some people realize our banks create money out of thin air. However most do not realize this simple fact.

What I am about to tell you is a fantastic scam, used to enslave us financially.

Its ok if you do not believe it, I realize most of you don't think to much as it is.

Our story begins with fractional reserve banking (hereafter FRB), now the way it works is simple.

There are only two ways to create money in our system. 1. The government borrows money thru t-bonds. 2. The public borrows money thru FRB.

We will concentrate on number 2 today.

Banks have a 9-1 or 10% reserve ratio today. Meaning for every dollar they have in reserve they can create and loan out 9 dollars.

So where do reserves come from?

Reserves come from customers money deposited but also from promissory notes.

Let's walk you thru the loan process real quick.

A loan in reality is just an exchange, your note( money of account) for the banks checkbook money (also money of account).

You see a note is a negotiable instrument and has certain laws governing them.

Now modern money mechanics put out by the Chicago Fed tells us that they don't loan money. What they do is accept notes IN EXCHANGE for CREDITS to the borrowers transaction account.

Now when a bank deposits a note, 12 usc 1813 L1, tells us it acts like money.

Which makes sense because to be a holder in due course you have to accept the instrument for value. A lost note means the bank has to indemnify you the amount of the note if they want to foreclose.

So according to GAAP'S matching principal. The note should be entered into the banks asset side, and the same amount should be credited (not loaned) into your account(now reread modern money's explanation of a loan).

But instead of crediting your account, they say they loan you something, and the note(which is your asset) You gave to them for nothing.

Hope this helps clear some stuff you might of wondered about.

Monday, August 3, 2015

Federal citizenship also known as US citizen

Let's look at what the courts have said about federal citizenship:

"A 'civil right' is considered a right given and protected by law, and a person's enjoyment thereof is regulated entirely by the law that creates it."
82 CA 369. 373, 255, P 760.

"The persons declared to be citizens are, "All persons born or naturalized in the United States and subject to the jurisdiction thereof." The evident meaning of these last words is not merely subject in some respect or degree to the jurisdiction of the United States,
but completely subject..."
Elk v. Wilkins, 112 US 94, 101, 102 (1884)

While Elk v. Wilkins is a 14th Amendment case, the concept is still true concerning all federal citizens. In other words, all federal citizens must be, by their very definition, a person who is "completely subject" to the jurisdiction of the federal government (such as a citizen of Washington DC). Virtually any legal concept stated by the courts concerning a 14th Amendment citizen is operative upon all federal citizens.

"The privileges and immunities clause of the 14th Amendment protects very few rights because it neither incorporates the Bill of Rights nor protects all rights of individual citizens. (See Slaughter House cases, 83 US (16 Wall.) 36, 21 L. Ed. 394 (1873)). Instead this provision protects only those rights peculiar to being a citizen of the federal government; it does not protect those rights which relate to state citizenship."
Jones v. Temmer, 839 F. Supp. 1226

"...the first eight amendments have uniformly been held not to be protected from state action by the privilege and immunities clause [of the 14th Amendment]."
Hague v. CIO, 307 US 496, 520

"The right to trial by jury in civil cases, guaranteed by the 7th Amendment…and the right to bear arms guaranteed by the 2nd Amendment…have been distinctly held not to be privileges and immunities of citizens of the United States guaranteed by the 14th Amendment…and in effect the same decision was made in respect of the guarantee against prosecution, except by indictment of a grand jury, contained in the 5th Amendment…and in respect of the right to be confronted with witnesses, contained in the 6th Amendment…it was held that the indictment, made indispensable by the 5th Amendment, and trial by jury guaranteed by the 6th Amendment, were not privileges and immunities of citizens of the United States, as those words were used in the 14th Amendment. We conclude, therefore, that the exemption from compulsory self-incrimination is not a privilege or immunity of National citizenship guaranteed by this clause of the 14th Amendment."
Twining v. New Jersey, 211 US 78, 98-99

"There are, then, under our republican form of government, two classes of citizens, one of the United States and one of the state".
Gardina v. Board of Registrars of Jefferson County, 160 Ala. 155; 48 So. 788 (1909),+160+Ala.+155;+48+So.+788+(1909)&source=bl&ots=zQjm9MXFos&sig=e8o_7Lcf09mZyQ51EyBEnrwLPAY&hl=en&sa=X&ved=0ahUKEwiz1vDZlK_VAhWK5SYKHa50DMEQ6AEINTAC#v=onepage&q=Gardina%20v.%20Board%20of%20Registrars%20of%20Jefferson%20County%2C%20160%20Ala.%20155%3B%2048%20So.%20788%20(1909)&f=false

"The governments of the United States and of each state of the several states are distinct from one another. The rights of a citizen under one may be quite different from those which he has under the other".
Colgate v. Harvey, 296 U.S. 404; 56 S.Ct. 252 (1935)

"...rights of national citizenship as distinct from the fundamental or natural rights inherent in state citizenship".
Madden v. Kentucky, 309 U.S. 83: 84 L.Ed. 590 (1940)

"There is a difference between privileges and immunities belonging to the citizens of the United States as such, and those belonging to the citizens of each state as such".
Ruhstrat v. People, 57 N.E. 41 (1900)

"We have in our political system a government of the United States and a government of each of the several States. Each one of these governments is distinct from the others, and each has citizens of it's own..."
United States v. Cruikshank, 92 U.S. 542 (1875)

"It is quite clear, then, that there is a citizenship of the United States, and a citizenship of a state, which are distinct from each other and which depend upon different characteristics or circumstances in the individual".
Slaughter-House Cases, 83 U.S. (16 Wall.) 36; 21 L.Ed. 394 (1873)

For those of you who can read, it seems pretty clear.

civil rights

Now, we need to define a civil right. As always, we start by looking at the definition of civil:

Definition of CIVIL

1a : of or relating to citizens

b : of or relating to the state or its citizenry <civil strife>

2a : civilized <civil society>

3a : of, relating to, or based on civil law

b : relating to private rights and to remedies sought by action or suit distinct from criminal proceedings

c : established by law

As you can see, civil pertains to matters of society: of the citizens of a given government. In other words, Parties to the Social Contract which formed and govern a given community. Therefore, a civil right is a right that is established by law as a function of the terms of a given Social Contract and not by Nature. However, a civil right must be enacted in accordance with the constraints of Natural Law, as Natural Law governs the Social Contract from which all civil law draws its authority. If a civil law attempts to create a right that would be a breach of Natural Rights, then it is not a law or a right because it violates Natural Law. In essence, Natural Law can nullify man-made laws, and this includes civil rights. So, as a general rule of thumb, we can define a civil right as a right constructed by a law enacted according to the terms of the Social Contract which formed and governs a community and which is in accord with the constraints of Natural law. Some examples of a civil right would be the right to a speedy trial; to face your accuser; to a jury trial; to a lawyer; to call witnesses and present a defense; and, if you are convicted, to an appeal.

NOTE: Because a civil law is created by an act of legislation under the terms of the Social Contract which authorizes and supports whatever government passes the law creating it, a civil law is always subject to being changed or eliminated whereas a Natural Right can never be abridged or eliminated.

Civil Rights

Personal liberties that belong to an individual, owing to his or her status as a citizen or resident of a particular country or community.

The most common legal application of the term civil rights involves the rights guaranteed to U.S. citizens and residents by legislation and by the Constitution. Civil rights protected by the Constitution include Freedom of Speech and freedom from certain types of discrimination.

Not all types of discrimination are unlawful, and most of an individual's personal choices are protected by the freedoms to choose personal associates; to express himself or herself; and to preserve personal privacy. Civil rights legislation comes into play when the practice of personal preferences and prejudices of an individual, a business entity, or a government interferes with the protected rights of others. The various civil rights laws have made it illegal to discriminate on the basis of race, color, religion, sex, age, handicap, or national origin. Discrimination that interferes with voting rights and equality of opportunity in education, employment, and housing is unlawful.

The term Privileges and Immunities is related to civil rights. Privileges and immunities encompass all rights of individuals that relate to people, places, and real and Personal Property. Privileges include all of the legal benefits of living in the United States, such as the freedom to sell land, draft a will, or obtain a Divorce. Immunities are the protections afforded by law that prevent the government or other people from hindering another's enjoyment of his or her life, such as the right to be free from illegal searches and seizures and the freedom to practice religion without government persecution. The Privileges and Immunities Clause in Article IV of the U.S. Constitution states, "The Citizens of each State shall be entitled to all Privileges and Immunities of Citizens in the several States." The clause is designed to prevent each state from discriminating against the people in other states in favor of its own citizens.

The Bill of Rights, the first ten amendments to the U.S. Constitution, delineates specific rights that are reserved for U.S. citizens and residents. No state can remove or abridge rights that are guaranteed by the Constitution.

In 1857, the U.S. Supreme Court held, in dred scott v. sandford, 60 U.S. (19 How.) 393, 15 L. Ed. 691, that the Constitution did not apply to African Americans because they were not citizens when the Constitution was written. After the Civil War, therefore, new laws were necessary for the purpose of extending civil liberties to the former slaves.

If you do not understand the difference between civil rights and natural unalienable rights, then freedom is going to keep eluding you friends.